.page-disclaimer {
  --terms-border: #D9E1EC;
  --terms-dim: #6C757D;
  overflow-x: hidden;
  background: linear-gradient(180deg, #F4F6FA 0%, #FFFFFF 320px);
  color: #1A1D24;
}

.page-disclaimer .terms-hero {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, #0A1D3C 0%, #0D264F 52%, #0A1D3C 100%);
  color: #FFFFFF;
  padding: 56px 0 40px;
}

.page-disclaimer .terms-hero::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 3px;
  background: linear-gradient(90deg, #FF6B35 0%, #FFC107 55%, transparent 100%);
  pointer-events: none;
}

.page-disclaimer .terms-hero::after {
  content: "";
  position: absolute;
  right: -80px;
  bottom: -140px;
  width: 360px;
  height: 360px;
  border-radius: 42% 58% 30% 70%;
  background: repeating-linear-gradient(-45deg, transparent 0 8px, rgba(255, 255, 255, 0.055) 8px 10px);
  transform: rotate(16deg);
  pointer-events: none;
}

.page-disclaimer .terms-hero__inner,
.page-disclaimer .terms-layout {
  max-width: var(--container-width);
  margin-inline: auto;
  padding-inline: 20px;
}

.page-disclaimer .terms-hero__inner {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 24px;
}

.page-disclaimer .terms-hero__content {
  max-width: 820px;
}

.page-disclaimer .breadcrumb {
  margin-bottom: 20px;
}

.page-disclaimer .breadcrumb-link {
  color: rgba(255, 255, 255, 0.72);
  transition: color 0.2s ease;
}

.page-disclaimer .breadcrumb-link:hover,
.page-disclaimer .breadcrumb-link:focus {
  color: #FFC107;
}

.page-disclaimer .breadcrumb-link[aria-current="page"] {
  color: #FFC107;
}

.page-disclaimer .terms-hero__kicker {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 16px;
  font-size: 12px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: #FF6B35;
}

.page-disclaimer .terms-hero__kicker::before {
  content: "";
  width: 28px;
  height: 4px;
  background: #FF6B35;
}

.page-disclaimer .terms-hero__title {
  margin: 0 0 16px;
  font-family: var(--font-display);
  font-size: clamp(28px, 5vw, 46px);
  line-height: 1.16;
  letter-spacing: 0.01em;
  color: #FFFFFF;
}

.page-disclaimer .terms-hero__desc {
  margin: 0;
  max-width: 660px;
  font-size: 15px;
  line-height: 1.8;
  color: rgba(255, 255, 255, 0.78);
}

.page-disclaimer .terms-hero__badges {
  display: none;
}

.page-disclaimer .terms-layout {
  display: grid;
  gap: 32px;
  padding-block: 40px 72px;
}

.page-disclaimer .terms-main {
  min-width: 0;
}

.page-disclaimer .terms-section {
  border-bottom: 1px solid var(--terms-border);
  padding-block: 28px;
  scroll-margin-top: calc(var(--header-height) + 24px);
}

.page-disclaimer .terms-section:first-child {
  padding-top: 0;
}

.page-disclaimer .terms-section:last-child {
  border-bottom: 0;
}

.page-disclaimer .terms-section__head {
  display: flex;
  align-items: baseline;
  gap: 12px;
  margin-bottom: 14px;
}

.page-disclaimer .terms-section__num {
  color: #FF6B35;
  font-size: 13px;
  letter-spacing: 0.04em;
  line-height: 1;
}

.page-disclaimer .terms-section__title {
  margin: 0;
  font-size: 21px;
  line-height: 1.3;
  color: #0A1D3C;
}

.page-disclaimer .terms-list {
  counter-reset: terms-counter;
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 12px;
}

.page-disclaimer .terms-list li {
  counter-increment: terms-counter;
  position: relative;
  padding-left: 38px;
  font-size: 15px;
  line-height: 1.75;
  color: #3A4049;
}

.page-disclaimer .terms-list li::before {
  content: counter(terms-counter, decimal-leading-zero);
  position: absolute;
  left: 0;
  top: 4px;
  font-family: var(--font-mono);
  font-size: 12px;
  color: #FF6B35;
}

.page-disclaimer .terms-quote {
  margin: 0 0 18px;
  padding: 16px 20px;
  border-left: 4px solid #FF6B35;
  background: linear-gradient(90deg, rgba(255, 107, 53, 0.07), rgba(255, 107, 53, 0));
  font-family: var(--font-editorial);
  font-size: 16px;
  line-height: 1.7;
  color: #1A1D24;
}

.page-disclaimer .terms-section > p {
  margin: 0 0 12px;
  font-size: 15px;
  line-height: 1.8;
  color: #3A4049;
}

.page-disclaimer .terms-fold {
  margin-top: 18px;
  padding: 14px 16px;
  border: 1px solid var(--terms-border);
  border-left: 3px solid #FF6B35;
  border-radius: var(--radius-sm);
  background: #F4F6FA;
  font-size: 14px;
  line-height: 1.7;
  color: #3A4049;
}

.page-disclaimer .terms-fold summary {
  cursor: pointer;
  font-weight: 600;
  font-size: 14px;
  color: #0A1D3C;
}

.page-disclaimer .terms-fold p {
  margin: 12px 0 0;
  font-size: 14px;
  color: #6C757D;
}

.page-disclaimer details > summary {
  list-style: none;
}

.page-disclaimer details > summary::-webkit-details-marker {
  display: none;
}

.page-disclaimer .terms-rail {
  display: grid;
  gap: 16px;
  align-content: start;
  padding: 18px;
  background: #FFFFFF;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-card);
}

.page-disclaimer .terms-rail__nav {
  border-bottom: 1px solid var(--terms-border);
  padding-bottom: 16px;
}

.page-disclaimer .terms-rail__nav summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  cursor: pointer;
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: 0.08em;
  color: #0A1D3C;
}

.page-disclaimer .terms-rail__nav summary::after {
  content: "+";
  font-family: var(--font-mono);
  font-size: 16px;
  color: #FF6B35;
}

.page-disclaimer .terms-rail__nav[open] > summary::after {
  content: "−";
}

.page-disclaimer .terms-toc {
  list-style: none;
  margin: 12px 0 0;
  padding: 0;
  display: grid;
  gap: 8px;
}

.page-disclaimer .terms-toc a {
  display: inline-block;
  color: #1A1D24;
  font-size: 14px;
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: color 0.2s ease, border-color 0.2s ease;
}

.page-disclaimer .terms-toc a:hover,
.page-disclaimer .terms-toc a:focus {
  color: #FF6B35;
  border-bottom-color: #FF6B35;
}

.page-disclaimer .terms-meta {
  margin: 0;
  display: grid;
  gap: 8px;
}

.page-disclaimer .terms-meta .data-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  font-size: 13px;
}

.page-disclaimer .terms-meta .data-value {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-family: var(--font-mono);
  font-size: 12px;
  color: #0A1D3C;
}

.page-disclaimer .terms-meta .status-dot {
  background: #00C2A8;
}

.page-disclaimer .terms-rail__visual {
  display: none;
  overflow: hidden;
  height: 480px;
  border-radius: var(--radius-md);
  background: #0D264F;
}

.page-disclaimer .terms-rail__img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  background: #0D264F;
}

.page-disclaimer .text-link {
  color: #0A1D3C;
  border-bottom: 2px solid rgba(255, 107, 53, 0.5);
  transition: color 0.2s ease, border-color 0.2s ease;
}

.page-disclaimer .text-link:hover,
.page-disclaimer .text-link:focus {
  color: #FF6B35;
  border-bottom-color: #FF6B35;
}

@media (min-width: 768px) {
  .page-disclaimer .terms-hero {
    padding: 72px 0 56px;
  }

  .page-disclaimer .terms-hero__inner,
  .page-disclaimer .terms-layout {
    padding-inline: 32px;
  }

  .page-disclaimer .terms-hero__desc {
    font-size: 16px;
  }

  .page-disclaimer .terms-hero__badges {
    display: flex;
    align-items: end;
    gap: 12px;
  }

  .page-disclaimer .terms-hero__badges span {
    padding: 8px 12px;
    border: 1px solid rgba(255, 255, 255, 0.24);
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.04);
    font-family: var(--font-mono);
    font-size: 12px;
    color: rgba(255, 255, 255, 0.82);
    white-space: nowrap;
  }

  .page-disclaimer .terms-layout {
    gap: 40px;
  }

  .page-disclaimer .terms-section {
    padding-block: 36px;
  }
}

@media (min-width: 960px) {
  .page-disclaimer .terms-hero__inner {
    grid-template-columns: minmax(0, 1fr) auto;
    align-items: end;
  }

  .page-disclaimer .terms-layout {
    grid-template-columns: minmax(0, 1fr) 240px;
    column-gap: 48px;
    align-items: start;
  }

  .page-disclaimer .terms-rail {
    position: sticky;
    top: calc(var(--header-height) + 24px);
  }

  .page-disclaimer .terms-rail__visual {
    display: block;
  }

  .page-disclaimer .terms-section__title {
    font-size: 24px;
  }
}